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Testimonials

Cebu People’s Multi-Purpose Cooperative Celebrates a Monumental 50th Founding Anniversary

On December 21st, 2022, Cebu People’s Multi-Purpose Cooperative celebrated its biggest milestone to date – the 50th founding anniversary. This serves as a historical legacy of the cooperative’s longevity and for standing strong amid all its challenges over the past decades.

To commemorate the golden anniversary, a lavish party occurred at the Waterfront Hotel and Casino, featuring a holy mass, entertainment performances, raffle activities, and a delicious feast of Filipino favorites. Dashing in their traditional Filipino outfits, attendees from the provinces across the Philippines gathered together for a glamorous night.

From the board of directors, committees, partners (CLIMBS, Dept. of Agriculture, pioneer members, former chairperson, general manager/CEO, members in good standing members), People’s Jeep Trans Coop staff to sponsors, everyone was enthusiastic and engaged throughout the event.

To extend gratitude to all the cooperative members and supporters, a string of amazing prizes was given. Ten consolation prize winners received 10 kilos of rice and boxes of My-C vitamins. The third prize winner from the TMPC branch grabbed a brand new Honda Click 125 and 73 boxes of My-C vitamins. A lucky winner from the Bantayan branch won the Yamaha NMAX and 72- boxes of My-C vitamins. And for the grand winner, another member from the Bantayan branch seized the brand new Toyota Wigo and 72- boxes of My-C vitamins.

Various giveaways and prizes were generously given throughout the event. Wearing their brightest smiles, the spectator members and management staff reminisced on the humble beginnings of the cooperative as a series of video montages were played.

President and CEO, Brian Yap, mentioned in his video montage that one of his primary goals is to spread the good deeds of Cebu People’s Cooperative across the country. With this, more people would benefit from the cooperative services and programs that have continuously changed lives since the birth of the cooperative.

The now-established Cebu People’s Multi-Purpose Cooperative traces its humble beginnings way back to December 21st of 1972. In an endeavor to provide a program that empowers people to achieve financial independence, the cooperative was collectively organized by Scarborough fathers through the efforts of VICTO. It was then held at the first office at Borromeo Building on F. Ramos Street, Cebu City. Since then, the cooperative gradually expand across the provinces of the Philippines — becoming a support for business, savings, and livelihood.

Today, Cebu People’s Cooperative continues to be increasingly relevant not only with the adults but also with the youth. With its current management and innovative initiatives, the cooperative has become a model for social transformation and has worked consistently towards the sustainable development of Filipino communities.

Testimonials

Advantages of Farming Financing Loan for Farmer Members

Agriculture is one of the thriving sectors in a developing country like the Philippines. It plays a significant role in people’s living in rural areas, which extends its impact in the urban areas. While many of our kababayan rely on Agriculture—especially farmers—as a source of daily income, not everyone has the privilege to sustain the business.

Contrary to stereotypes, farming is a relatively costly endeavor. From land preparation, farm maintenance to farming technologies, some variables need to be addressed to help increase proficiency and production. These are also essentially important to address the high demand for food and other agricultural products.

If you are a farmer, you understand the challenges of running a farm. Financial assistance is crucial to keep the business afloat. That’s where Cebu People’s Multi-Purpose Cooperative Farming Loan Program comes in.

CPMPC Farming Loan Program is a unique program that supports the farming ventures of our farmer-members to expand operations and yield cash crops. Strategic and purposeful use of the loan will set you up for success.

Before you apply to the farming loan program, you want to plan out spending the financial assistance. What resources and technologies will benefit you and keep your business running? How much do you need to borrow? It would be best to answer these prime questions to identify your farming needs before applying for the loan.

Here are farming logistics and plans you should consider to make the most of your loan.

  1. Purchasing Farm Equipment – Farming requires a lot of legwork that includes special equipment or device to do the job. If you have the right equipment—e.g., tractors, farm trucks, ATVs, plows, or silos—it is easier for you to efficiently deliver and make your job easier. You also have t consider the cost of each piece of equipment, including operating expenses and maintenance or repair costs. Once you finalize the equipment you need, factor it into the size of the farming loan you’re planning to get.
  2. The Supplies – CPMPC farming loan can help you get off on the right foot by enabling you to purchase the necessary supplies, whether it is seeds, fertilizer, or irrigation water. You also have to consider that you may not generate any cash until harvest time, so plan your loan accordingly.
  3. Covering Land Costs – A farming loan can help you purchase or lease farmland. The conditions of purchasing farmland can be tricky, and you may need will depend on the farming type you have in mind. In order to efficiently apply for finance, you have to calculate how much land and what type of land you need for your farming goals.
  4. Rebuilding after Natural Disaster – Storms and floods are inevitable in the Philippines. You may experience these natural disasters and face frustration after it affects your livelihood and income generation. In times like this, CPMPC farming loan can help you redeem your farming endeavor. With this, you can get financial assistance to help cover the costs of repairs and operations.
  5. Farming Business Growth – CPMPC advocates for its members’ growth and success. By this means, a farming loan is a tool for farmer members to grow their farming business! Expanding your farming operation takes serious investment for bigger land, larger facilities, more supplies, equipment, and manpower. Picture the idea, evaluate your plans, and execute—as a result, you head on the right track.

The farming industry requires both hard work and financial commitment. You do the hard work, we provide you the finance. CPMPC farming loan is geared to finance its farm members for agricultural pursuits. It is also our goal to help push your endeavor to the next level. Get yourself covered with a farming loan and gear yourself in a prosperous farming future.

Take the first step today by contacting us!

Telephone: 032-268-4146 | 032-418-9288

Mobile: 0915-486-2084 | 0963-692-6761

0926-155-8202 | 0968-531-5215

Become a member today!

Testimonials

Prime Benefits of Housing Loan for Your Dream Home

One of the most pivotal milestones in every Filipino’s life is owning one’s dream house. The idea of achieving such a milestone, however, is not easy to achieve. Only a handful of people have the privilege to pay for a home outright. It takes time, effort, and sacrifices in order to gather sufficient capital and resources to buy a house. Even if you have the dedication to fulfill such a long-term dream, you cannot easily shed away the anxiety that comes with it.

Planning your dream home consists of financial and strategic considerations, but these should not intimidate you. With Cebu People’s Cooperative, applying for a housing loan can help fast-track your dream home. Fulfilling the life goals of its regular members, Cebu People’s Cooperative has turned many Filipino homeowners’ dreams into reality.

A housing loan, when managed properly, can be your biggest catalyst in materializing your dream faster. Here are the prime benefits of a housing loan to help you visualize your future home!

  • Sense of Fulfillment – Acquiring your own home is one of the biggest financial investments you may make in your lifetime, and it’s all worth it. Apart from its sentimental value, it also signifies a sense of independence. If you are planning to build a family in the future, applying for a housing loan is your first step to your dream home!
  • It is Cost-Effective – Housing loans can help you in the path of homeownership by breaking down the total cost into more affordable monthly installments. With Cebu People’s Cooperative, flexible terms are available for its members. There are also refinancing options to provide low-cost housing terms (e.g. In House or PagIbig).
  • Low-Interest Rate – Housing loans have become very affordable nowadays with interest rates moving downward in the recent past. Although interest rates may go through several fluctuation cycles, it is guaranteed that you will benefit from falling rates at some point in the cycle.
  • Guaranteed Security – Buying a home is a major expense, so you would surely want to ensure that the property you invest in is free of any legal issues. This is where availing of a housing loan comes into the picture. When you approach a cooperative for a housing loan, a background check should be done to ensure the credibility of the builder as well as the property itself. A series of reviews for the paper associated with the property to ensure the legality and legitimacy of the clearance certificates from the local authorities.

Owning your own home is not only a dream come true that consists of many benefits. This would free you from the burden of expensive rental fees and stiff limitations. When you own your own space, you can sleep soundly in the knowledge that you call the shots. Now, that is priceless!

Have you decided to become a homeowner or still in the middle of the thought? Don’t worry, we’ve got you covered. Take the first step today by contacting us!

Telephone: 032-268-4146 | 032-418-9288

Mobile: 0915-486-2084 | 0963-692-6761

                 0926-155-8202 | 0968-531-5215

Testimonials

How To Grow Your Business Using Capital Business Loan

Many small businesses are probably using a capital business loan to succeed, so it makes sense if you’re considering the same. Capital business loan is a powerful tool to help fund, launch, and grow a small business. As a business owner, one needs a higher capitalization to cover expenses in reinventing your services, expanding locations, investing in new equipment, or hiring more employees.

If you are thinking along these lines, then a capital business loan can help you achieve this. We will break down the advantages of a capital business loan if this service is ideal for your business goals:

Convenience – With the assistance of Cebu People’s Multi-Purpose Cooperative, will assist in mobilizing easy access with the bank to discuss business proposals. Just comply with all the necessary requirements and rest assured that Cebu People’s Cooperative will do the rest;

Total Control – Cebu People’s Multi-Purpose Cooperative empowers business owners in giving them full authority to control their businesses. We are here to take you to the farthest reach of your business; 

Reasonable Interest Rates – The goal of Cebu People’s Multi-Purpose Cooperative business loan is to empower business owners. Allowing them to enjoy very reasonable interest rates.  Give us a call today, we will be glad to walk you through the procedure; 

The Profit is All Yours – In times of uncertainties, we pride ourselves in helping business owners/ members to grow their business and maximize its capabilities.  With a capital business loan, the returns are fixed, meaning that you will pay the same amount of money back to the bank no matter how big or small your profits become as a result of your investment.

Some Questions to Ask When Considering a Capital Business Loan

Applying for a business loan may seem to be a big step with roadblocks, but knowing your objectives can help you. If you are still unsure about whether a capital business loan is right for you, here are some questions to ponder.

1. How kind of business should I establish?

2. How much funding do I need?

3. What is the timeline in which I need the money?

4. What are the banking requirements?

5. How can I pass the standard evaluation process?

6. How do I plan to spend the money? 

To help answer your questions and concerns, contact us today!

Telephone: 032-268-4146 | 032-418-9288

Mobile: 0915-486-2084 | 0963-692-6761

                 0926-155-8202 | 0968-531-5215